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SA’s massive shortfall in life and disability insurance
The gap in life insurance and disability cover in South Africa now stands at R34.3 trillion – fifteentimes the size of the country’s national budget. Most South African households would have to make drastic changes to their standard of living if themain income earner were to die or become disabled, as a new report shows…
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Commercial insurance and fire risk/prevention
Fires pose a real risk to any business, whichever sector it is in: retail, commercial, agricultural ortourist, manufacturing, construction or services. Devastating fires can start in a number of ways: vandalism/unrest, runaway veld fires/lightning strikes, equipment malfunction/electrical fires, employee or client negligence, fires spreading from neighbouring businesses, accidents or deliberate arson. Whatever the cause of…
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What is driving the increasing costs of commercial insurance?
Commercial insurance is getting more and more expensive – but not having it could mean the end of your business. Few business owners will dispute the necessity of commercial insurance – but in South Africa (and the world at large) it comes at an increasing price. What can business owners do to combat this? Some…
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Demystifying Business Insurance
Owning a business in today’s economy can be tough, not to mention risky. However, this doesn’t stop millions of entrepreneurs from chasing their dreams and building successful businesses along the way. Whether you’re the proud owner of a large corporation or own a successful small business, investing in reliable business insurance is an absolute must…
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Affordable General Liability Insurance, Fast.
If you own a business, you have probably been told a thousand and one times that you need general liability insurance. In fact, some employers, contractors, or clients may require you to carry this type of coverage before you can work for them. The world of business insurance may seem confusing, but it need not…
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