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Intent versus negligence. How it affects your car insurance claim.
Intent versus negligence. How it affects your car insurance claim. “When deciding on whether someone should be covered in the event of a motor vehicle accident, an insurer may decide that a seemingly negligent driver actually acted with intent and should therefore not be covered and such insurer may apply criminal court judgments to do…
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Home is where the heart is. Make sure it stays that way.
Home is where the heart is. Make sure it stays that way. Keeping your home a happy one also means having proper and adequate insurance. This can be divided into two areas of cover. Building insurance and home contents insurance. Building Insurance covers your home from structural damage caused by fire, storms and a burst…
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Ways to avoid any pain in your claim.
Ways to avoid any pain in your claim. ‘Claim rejected’ are not the words any insured person wants to hear after a loss. Yet it’s quite astonishing just how regularly the Ombudsman is contacted to settle claim disputes. The fact is that often the insured party failed to comply with a specific part of their…
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Insurers could soon launch an eye in the sky.
Insurers could soon launch an eye in the sky. Today, drones are no strangers to the skies. Whether its little kid captains flying for fun, envious neighbours using them as spy planes to keep up with the Jones’ or more recently, piloting one as a race craft, which saw a pimply 15 year-old win a…
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The devil’s in the detail. The advantages of doing a home inventory.
The devil’s in the detail. The advantages of doing a home inventory. Remember the devastating Knysna fires or some of the brutal floods in the past that have wreaked havoc? Dealing with the aftermath of such a calamity for many families can be a seemingly perpetual, heart-wrenching process, which can take months or even years…
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