Category: Personal Insurance

• Intent versus negligence. How it affects your car insurance claim.

  Intent versus negligence. How it affects your car insurance claim. “When deciding on whether someone should be covered in the event of a motor vehicle accident, an insurer may decide that a seemingly negligent driver actually acted with intent and should therefore not be covered and such insurer may apply criminal court judgments to do…

  Read more

• Home is where the heart is. Make sure it stays that way.

  Home is where the heart is. Make sure it stays that way. Keeping your home a happy one also means having proper and adequate insurance. This can be divided into two areas of cover. Building insurance and home contents insurance. Building Insurance covers your home from structural damage caused by fire, storms and a burst…

  Read more

• Ways to avoid any pain in your claim.

  Ways to avoid any pain in your claim. ‘Claim rejected’ are not the words any insured person wants to hear after a loss. Yet it’s quite astonishing just how regularly the Ombudsman is contacted to settle claim disputes. The fact is that often the insured party failed to comply with a specific part of their…

  Read more

• The devil’s in the detail. The advantages of doing a home inventory.

  The devil’s in the detail. The advantages of doing a home inventory. Remember the devastating Knysna fires or some of the brutal floods in the past that have wreaked havoc? Dealing with the aftermath of such a calamity for many families can be a seemingly perpetual, heart-wrenching process, which can take months or even years…

  Read more

• How to mitigate mistakes when claiming for a property loss

  How to mitigate mistakes when claiming for a property loss Panic and shock can set in rapidly when you’ve lost a property, be it your home or business premises, due to a natural disaster, such as a fire or flood. It may only be bricks and mortar, but it was yours. Your home filled with…

  Read more